PAY360 2027

PAY360 is the annual conference and exhibition of The Payments Association, the industry body for the UK payments sector. Over two days it gathers banks, fintechs, card networks, acquirers, processors, merchants, big tech, regulators and policymakers to discuss how real-time payments, open banking, embedded finance and new regulation are changing how money moves. The 2027 edition is co-located with Retail Technology Show at ExCeL London.

Conference and exhibition

The organiser plans 250+ speakers across 6 dedicated stages, from case studies and debates to curated discussions, alongside an expanded exhibition of payments providers. Themes include:

• Fraud prevention
• Open banking
• Embedded finance
• Cross-border payments
• Digital identity
• Infrastructure, innovation and regulation

Networking and features

AI-powered matchmaking in the PAY360 app lets attendees pre-arrange one-to-one meetings and speed networking before arriving; the organiser says 89% of attendees used it in 2026. Fintech's Pitch Live gives early-stage companies a stage in front of investors and partners, and an after party closes the show.

Who attends

PAY360 brings together 7,000+ senior leaders from across the payments community: traditional, challenger and neo banks, fintechs, consultants, merchants, regulators and technology providers. Co-location with Retail Technology Show adds merchant decision-makers to the mix.

Tickets & passes

• Delegate ticket: Exhibition, floor theatres and the PAY360 Conference, plus a preloaded catering payment wearable
• Exhibition-only ticket: Exhibition and exhibition-floor theatres; can be upgraded on the day